.terms-hero{text-align:center;background-color:#0000;background-image:radial-gradient(50.37% 27.86% at 49.08% 54.61%,#114a4300 .01%,#14336c 100%),url(/section-bg.png);background-position:50%;background-repeat:no-repeat;background-size:cover;background-attachment:scroll,scroll;background-origin:padding-box,padding-box;background-clip:border-box,border-box;padding:80px 0 60px;position:relative}.terms-hero-content{max-width:600px;margin:0 auto}.terms-badge{letter-spacing:.5px;text-transform:uppercase;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#ffffff26;border-radius:50px;margin-bottom:16px;padding:6px 20px;font-size:13px;font-weight:600;display:inline-block;color:#fff!important}.terms-hero-title{color:#fff;margin-bottom:16px;font-size:44px;font-weight:700;line-height:1.2}.terms-hero-subtitle{color:#ffffffd9;margin-bottom:0;font-size:18px;line-height:1.6}.terms-content-section{padding:60px 0 80px}.terms-content{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:48px 40px;box-shadow:0 4px 16px #0c266c0f}.terms-intro{color:#334155;border-bottom:1px solid #e2e8f0;margin-bottom:24px;padding-bottom:24px;font-size:17px;line-height:1.8}.terms-content p{color:#475569;margin-bottom:16px;font-size:16px;line-height:1.7}.terms-content a{font-weight:600;transition:color .2s;color:#279dd8!important;text-decoration:none!important}.terms-content a:hover{color:#0c266c!important}.terms-heading{color:#0c266c;border-top:1px solid #f1f5f9;margin:40px 0 16px;padding-top:24px;font-size:22px;font-weight:700}.terms-heading:first-of-type{border-top:none;margin-top:0;padding-top:0}.terms-list{margin:0 0 20px;padding:0;list-style:none}.terms-list li{color:#475569;border-bottom:1px solid #f8fafc;padding:10px 0 10px 28px;font-size:16px;line-height:1.6;position:relative}.terms-list li:last-child{border-bottom:none}.terms-list li:before{content:"";background:#03c343;border-radius:50%;flex-shrink:0;width:10px;height:10px;position:absolute;top:16px;left:0}.terms-list li strong{color:#0c266c}.terms-callout{background:#f0f9ff;border-left:4px solid #279dd8;border-radius:0 10px 10px 0;margin:20px 0 24px;padding:20px 24px}.terms-callout p{color:#1e40af;margin:0;font-size:15px;line-height:1.6}.terms-callout-important{background:#fef3f2;border-left-color:#e63946}.terms-callout-important p{color:#991b1b}.terms-contact-card{background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;margin:16px 0 24px;padding:24px}.terms-contact-row{color:#475569;gap:12px;padding:8px 0;font-size:15px;display:flex}.terms-contact-row strong{color:#0c266c;flex-shrink:0;min-width:70px}.terms-closing{border-top:1px solid #e2e8f0;margin-top:32px;padding-top:24px;font-size:16px;font-weight:600;color:#0c266c!important}@media (max-width:991px){.terms-hero{padding:60px 0 40px}.terms-hero-title{font-size:34px}.terms-content-section{padding:40px 0 60px}.terms-content{padding:36px 28px}}@media (max-width:767px){.terms-hero{padding:50px 0 35px}.terms-hero-title{font-size:28px}.terms-hero-subtitle{font-size:16px}.terms-content{border-radius:12px;padding:28px 20px}.terms-heading{margin:32px 0 12px;font-size:19px}.terms-contact-row{flex-direction:column;gap:4px}}